Privacy Policy

1. Introduction

Welcome to SmartAza, a feature of Owoche by Transingenium Innovations Ltd ("Transingenium"). Your privacy is important to us, and this Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information when you use SmartAza. By using SmartAza, you agree to the practices described in this policy.

2. Information We Collect

We collect the following types of information:

• Personal Information: This includes your name, email address, phone number, and payment details when you create an account or perform transactions.
• Transaction Information: Details of the digital gifts you send or receive, including transaction amounts, dates, and any associated messages.
• Technical Information: IP addresses, browser type, device information, and usage data collected through cookies and similar technologies.

3. How We Use Your Information

We use your information for the following purposes:

• To process and complete your transactions on SmartAza.
• To provide, operate, and improve the SmartAza platform.
• To communicate with you about your account, transactions, or updates to our services.
• To prevent fraudulent activities and ensure the security of your account.
• To comply with legal and regulatory requirements.

4. Sharing Your Information

We may share your information with third parties in the following cases:

• Service Providers: With third-party vendors who help us operate SmartAza (e.g., payment processors, fraud prevention services).
• Legal Obligations: When required by law or to respond to valid legal requests from authorities.
• Business Transfers: In the event of a merger, sale, or transfer of assets involving SmartAza or Transingenium.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy or comply with legal obligations. Once the retention period ends, we securely delete or anonymize your data.

6. Your Privacy Rights

You have the following rights regarding your personal information:

• Access: Request access to the personal information we hold about you.
• Correction: Request corrections to inaccurate or incomplete data.
• Deletion: Request deletion of your personal information, subject to legal or regulatory obligations.
• Objection: Object to the processing of your information for specific purposes.

To exercise these rights, please contact us at privacy@owoche.com.

7. Security Measures

We implement robust security measures to protect your personal information from unauthorized access, alteration, or disclosure. However, no system can guarantee 100% security. Please ensure the security of your account credentials.

8. Cookies and Tracking Technologies

SmartAza uses cookies and similar technologies to enhance your experience, analyze usage, and personalize services. You can control cookie preferences through your browser settings.

9. Third-Party Links

SmartAza may contain links to third-party websites. We are not responsible for the privacy practices of these websites, and we encourage you to review their policies before providing personal information.

10. Children’s Privacy

SmartAza is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a minor, please contact us immediately.

11. Changes to This Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with a revised effective date. Continued use of SmartAza after changes are made constitutes your acceptance of the updated policy.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us: